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    Florida State College at Jacksonville
  Jan 25, 2022
2020-2021 Catalog [Aug. 2020-Aug. 2021] 
2020-2021 Catalog [Aug. 2020-Aug. 2021] [Archived Catalog]

Student Services: Financial Aid

Florida State College at Jacksonville offers many types of financial assistance to students who would otherwise be unable to further their education without such support. Depending on the type of aid, eligibility is based on one or more of the following criteria: financial need of the student, educational costs, academic achievement, availability of funds, disability, and/or special talent. Inquiries regarding financial aid should be directed to the Financial Aid Office on the student’s home campus. A student’s home campus is the student’s point of contact for academic advising and financial aid advising. In addition, information on financial aid requirements, forms, and awards is available through the student portal.

It is your responsibility to:
  • Complete a FAFSA (Free Application for Federal Student Aid) each year.
  • Apply early for financial aid assistance.
  • Check myFSCJ for financial aid status and to see if additional information is required.
  • Submit all required forms and documentation.
  • Use financial aid for educationally-related expenses only.
  • Ensure that you are enrolled in courses needed to fulfill requirements for your primary program of study.

Failure to complete the financial aid process will require you to pay your tuition and fees, books, and other charges from your own resources.

Applying for Aid

The Free Application for Federal Student Aid (FAFSA) is used to determine eligibility for federal financial aid, state aid, and institutional scholarships. Students should apply prior to the published priority date each year. The maximum financial aid package available will be awarded to students whose information (1) is received by the published priority date and (2) meets all federal and institutional requirements.

The FAFSA is available at The school code for Florida State College at Jacksonville is 001484. The FAFSA for the new award year becomes available every October. The application is to be completed by the student and the student’s parents (if a dependent). Once the application is processed, the results of the federal analysis are sent to the colleges the student selected on the FAFSA. The student will receive a Student Aid Report (SAR) via mail or email.

Financial aid is not automatically renewed each year. To continue receiving financial aid, students must reapply each year by completing a new FAFSA. As financial circumstances change from year to year, the award amounts offered may be different each year. Financial aid is awarded for the academic year, and the funds are applied to tuition and fees charged each semester. Financial aid may only be disbursed for classes required for the student’s primary program of study. If students choose to take classes outside their Academic Plan, they may be required to pay the cost from their own resources. Students simultaneously taking classes at two different institutions can only receive aid from their home institution provided an official consortium agreement is approved.

Students may be randomly selected for a process called verification by either the U.S. Department of Education or the Financial Aid Office. Verification requires the school to review certain data items from the student’s FAFSA. Applicants selected for verification must complete a verification worksheet and provide any additional documentation requested by the Financial Aid Office. Financial Aid applications are not considered complete and funds will not be disbursed until the verification process is complete.

Tuition and fees, books, and other charges are due at the time such charges are incurred. Students with a valid FAFSA on file who meet eligibility requirements may have their classes held until financial aid is received. The amount due on the student’s account will be deducted from the financial aid funds disbursed as allowed by regulations. If excess funds remain they will be directly deposited to the student’s Bank Mobile vibe card, or issued as a check and mailed directly to the student.

If financial aid is reduced, cancelled or otherwise insufficient to pay charges, the student is responsible for payment of charges from their own resources. College regulations prohibit registration or release of transcripts, grades or diplomas for any student whose account is delinquent. Delinquent accounts may be reported to a credit bureau and can result in placement with a collection agency, at which time additional collection costs will be assessed.

Types of Financial Aid

Financial Aid may be available from federal and state programs as well as Florida State College of Jacksonville in the forms of grants, scholarships, work or loans.

Pell Grant

A federal grant available to undergraduate students who demonstrate significant financial need and do not have a bachelor’s degree or equivalent. The amount received depends on the Expected Family Contribution (EFC), the cost of attendance at Florida State College at Jacksonville, and the student’s enrollment status.

Supplemental Educational Opportunity Grant (SEOG)

A federal grant available to undergraduate students who demonstrate exceptional financial need and do not have a bachelor’s degree or equivalent. Students must be enrolled in a minimum of 6 credit hours or attending at least 12 clock hours per week to be considered for this extremely limited fund.

Federal Work-Study Program (FWS)

A federal work program that provides jobs to students to help pay for educational expenses. This program encourages community service and work related to the student’s course of study. Students are paid at least the federal minimum wage and can work 10 to 25 hours per week.

Federal Direct Subsidized Loan

A low interest loan provided by the Federal government which must be repaid after the student has graduated or is no longer enrolled at least half-time. The subsidized loan is awarded based on financial need and grade level. Interest is paid by the government while the student is enrolled at least half-time. Students must be enrolled in a minimum of 6 credit hours or attending at least 12 clock hours per week to be eligible for this loan.

Federal Direct Unsubsidized Loan

A low interest loan provided by the Federal government which must be repaid after the student has graduated or is no longer enrolled at least half-time. The unsubsidized loan is available regardless of need. The loan amount is determined based on grade level and cannot exceed the Cost of Attendance less other resources. The student is responsible for making interest only payments while enrolled. Students must be enrolled in a minimum of 6 credit hours or attending at least 12 clock hours per week to be eligible for funds.

Parent Plus Loan

A loan available to parents of dependent students to help pay for their educational expenses. Parents are required to demonstrate credit worthiness. Parents will begin repaying both the principal and the interest while the student is enrolled in college. The maximum loan amount is the cost of attendance (determined by the College) less any other financial aid received.

Florida Student Assistance Grant (FSAG)

A need-based program for undergraduate students enrolled at least half-time. Recipients must meet Florida residency requirements for state student aid, and be enrolled in an A.A., A.S. or B.A.S. program.

Florida Public Postsecondary Career Education Student Assistance Grant (FSAG-CE) Program

A need-based grant program available to Florida residents enrolled in an eligible career certificate program. Students must be attending at least 12 clock hours per week to be eligible for funds.

Florida Work Experience Program (FWEP)

A need-based program providing eligible Florida students registered at least half-time with work experiences to compliment and reinforce their educational and career goals.

Florida Bright Futures Scholarship Program

A merit scholarship awarded to Florida high school graduates. Recipients must be enrolled in a minimum of 6 credits and meet Florida residency requirements for state student aid. Award amounts are determined by the Florida Legislature and are a fixed amount per credit hour. Dual enrollment and early admissions students are ineligible to receive the Bright Futures scholarship at Florida State College at Jacksonville.

Blue Wave Opportunity Grant

A Florida State College at Jacksonville institutional grant for students enrolled in an eligible program for at least 6 credits per term who meet certain eligibility requirements.

Florida First Generation Matching Grant

A need-based program for degree seeking students enrolled in a minimum of 6 credit hours per term whose parent/parents did not complete a baccalaureate degree.


Florida State College at Jacksonville offers scholarships both through the Institution and the Florida State College Foundation. Students apply for scholarships using the online application and will then be considered for all available scholarships. Scholarships are also available through private donors and companies. Other resources include and FastWeb. Note: Institutional scholarship applicants must complete a FAFSA and submit additional documentation if required.

Additional Grants and Scholarships

Child Care Grants

Child care grants are available for eligible students with dependent children. The grants pay up to 60 percent of eligible child care costs. Funding is on a first-come, first-served basis. For more information, visit to contact your preferred Chappell Center or email

Athletic Talent Grants, Fine Arts and Co-Curricular Activities Scholarships

Talent grants and scholarships are awarded to selected students based on a specified criteria. Recipients are selected through an audition or other demonstration of talent.

For more information about athletic talent grants, contact the athletic department at (904) 646-2202; fine arts scholarships, contact the fine arts department at (904) 646-2162; or co-curricular scholarships, contact Student Life & Leadership at (904) 632-3029.

  • Men’s Baseball
  • Men’s Basketball
  • Men’s Cross Country
  • Women’s Basketball
  • Women’s Beach Volleyball
  • Women’s Cross Country
  • Women’s Indoor Volleyball
  • Women’s Softball
Fine Arts
  • Instrumental
  • Chorale
  • Gospel Chorale
  • Dance
  • Theatre/Drama
  • Visual Arts
  • Multimedia
  • Graphic Design

Qualifying for Aid

To be eligible for federal, state, and institutional aid, students must meet the following criteria:

  1. Demonstrate financial need (may not be required for some loan and institutional programs).
  2. Have a standard high school diploma or high school equivalency degree, or complete a high school education in a home school setting that is treated as such under state law.
  3. Be enrolled in a college credit program or an eligible career certificate program.
  4. Not be in default or owe a repayment of Title IV funds.
  5. Have a valid Social Security number.
  6. Be a U.S. citizen or an eligible non-citizen with permanent residency status and an alien registration identification number (may not be required for some institutional programs).
  7. Be registered with Selective Service (males between the ages of 18 and 25).
  8. Federal regulations require that students may only receive financial aid if they are maintaining Satisfactory Academic Progress (see details below).
  9. Must have all requested documents on file before disbursements are made.

Financial Aid Satisfactory Academic Progress

All students, including those who have transfer credits, are required to meet three measures of academic progress in order to maintain eligibility for federal financial aid which includes grants, loans and work-study. The three requirements are:

  1. Maintain a cumulative academic grade point average (GPA) of at least 2.0 (qualitative component); and
  2. Successfully complete at least 67% of credits attempted (quantitative component); and
  3. Complete a certificate or degree within 150% of the published length of the program (quantitative component). For example, students enrolled in an associate degree program that requires 60 credits to complete may receive federal financial aid for a maximum of 90 credits provided all other eligibility requirements are met.

Clock-hour programs are known as career certificate programs and are used interchangeably in this policy. Students enrolled in financial aid eligible career certificate programs offered in clock hours are monitored for SAP compliance at the end of each payment period.

Satisfactory Academic Progress Policy

Complete information on the College’s SAP Policy may be found at on the College’s admissions website at It is each financial aid student’s responsibility to be familiar with the financial aid SAP policy.

Re-establishing Eligibility for Financial Aid

A student who has previously failed SAP may bring his/her academic status into compliance by again meeting the requirements for financial aid eligibility; however, the student’s eligibility for financial aid will be reviewed at the end of each term or when the student has matriculated to a bachelor program. In addition, a student’s SAP will be reviewed if he/she successfully graduates from one program and is accepted into another.

When a student successfully completes sufficient hours (67 percent of attempted hours) and has a sufficient grade point average (2.0) to meet the minimum requirements for eligibility as set forth in this policy, a student will be reinstated for financial aid eligibility upon the annual evaluation, provided the student has not reached the 150% maximum timeframe. 

Remedial Courses

Financial aid will not pay for more than 30 remedial credits attempted.

Repeat Course Policy for Financial Aid

The Financial Aid Office is required to monitor and adjust a student’s enrollment level for federal financial aid if, or when, they repeat course work for credit that they have already earned. Students can retake courses and receive federal aid if they had previously failed a course, but can only receive financial aid twice for a course that has been previously passed. A passing grade is defined as D- or better. This repeat course policy for financial aid is separate from institutional academic polices regarding repeat courses.

The policy allows a student to receive financial aid under the following situations:

  • To repeat any failed course until a passing grade is received.
  • To repeat any course in which you previously received a passing grade one time.

Note: Regardless of the outcome, courses are not eligible to be covered by financial aid after a second attempt has been made for a course that has at any time previously earned a passing grade.

Audited Classes/Challenged Exams

Financial aid will not pay for audited classes or challenged exams.

Return of Federal Funds

Federal financial aid is earned over the course of the term. Financial aid recipients who officially withdraw from all classes before the end of the term have not earned all of their funds. As a result, aid eligibility will be recalculated to determine if funds must be repaid as required by federal regulations. Repayment is based on the actual number of days completed for each session within the term. If a disbursement has already been made to the student, it is the student’s responsibility to repay any funds due. Federal regulations require a formula be used based on number of calendar days in each session the student was scheduled to attend and the number of days the student actually attended by session prior to withdrawing to determine how much financial aid was “earned” by the student. The difference between aid disbursed and aid earned will be used to calculate how much the student must repay. Information on the Return of Title IV Funds policy is available at each campus Financial Aid Office.

If the student unofficially withdraws (stops attending) or the student’s academic transcript reflects unsuccessful completion of all courses, Florida State College at Jacksonville will have student aid calculated on 50% of the session. Documentation of an academic-related activity, including notification from the faculty, may be used to recalculate aid based on the last date of attendance.

Veterans Affairs

Veterans’ benefits are a form of student aid awarded to eligible individuals based on their military service. Listed are the most commonly used programs provided under Title 38 of the United States Code which authorizes payment of educational benefits to eligible individuals.

Forever GI Bill - Harry W. Colmery Veterans Educational Assistance Act

The Harry W. Colmery Veterans Educational Assistance Act, also known as the “Forever GI Bill,” will bring significant changes to Veterans education benefits over the coming years. Most changes enhance or expand education benefits for Veterans, servicemembers, families, and survivors. For more information, visit

Chapter 30: Montgomery GI Bill (Active/Reserve)

  • Montgomery GI Bill Active Duty (MGIB-AD)
    Active duty members who enroll and pay $100 per month for 12 months are entitled to receive a monthly education benefit once they have completed a minimum service obligation.
  • Montgomery GI Bill Selected Reserve (MGIB-SR)
    For Reservists with a six-year obligation in the Selected Reserve who are actively drilling.

Chapter 31: Vocational Rehabilitation and Employment (VR&E)

This program is authorized by Congress under Title 38, United States Code, Chapter 31. It is sometimes referred to as the Chapter 31 program. The VR&E program assists Veterans with service-connected disabilities and an employment handicap, and Servicemembers who are in the process of transitioning from military to civilian employment prepare for, find, and keep suitable jobs. For Veterans and Servicemembers with service-connected disabilities so severe that they cannot immediately consider work, VR&E offers services to improve their ability to live as independently as possible.

Chapter 33: Post-9/11 GI Bill

Students may be eligible if they served at least 90 aggregate days on active duty after September 10, 2001 or were honorably discharged from active duty for a service-connected disability after serving 30 continuous days following September 10, 2001.

Chapter 33e: Post-9/11 GI Bill-Transfer of Entitlement (TOE)

The transferability option under the Post-9/11 GI Bill allows Service members to transfer all or some unused benefits to their spouse or dependent children. The Department of Defense (DoD) determines whether or not benefits can be transferred to family members. Once the DoD approves benefits for transfer, the new beneficiaries apply for them at VA.

Chapter 35: Survivor and Dependents Educational Assistance Program (DEA)

The Survivors’ and Dependents’ Educational Assistance (DEA) program offers education and training opportunities to eligible dependents of Veterans who are permanently and totally disabled due to a service-related condition or of Veterans who died while on active duty or as a result of a service-related condition.

Chapter 35: The Marine Gunnery Sergeant John David Fry Scholarship (Fry Scholarship)

The Marine Gunnery Sergeant John David Fry Scholarship provides Post-9/11 GI Bill® benefits to the children and surviving spouses of service members who died in the line of duty while on active duty after September 10, 2001. Eligible beneficiaries attending school may receive up to 36 months of benefits at the 100% level.

Full tuition and fees are paid directly to the school for all public school in-state students. For those attending private or foreign schools, tuition and fees are capped at a statutory maximum amount per academic year.

A monthly housing allowance and a books and supplies stipend are available.

Chapter 1606: Reserve Educational Assistance Program (REAP)

REAP provides educational assistance to members of the Reserve components called or ordered to active duty in response to a war or national emergency declared by the president or Congress.

Chapter 1607: Veterans Educational Assistance Program (VEAP)

VEAP is available to veterans who elected to make contributions from their military pay to participate in this education benefit program. The government matches contributions on a 2-for-1 basis.

VA Terms and Definitions

Award Letter

The official written notice from the Department of Veterans Affairs to a student of his or her monthly rate of payment, the inclusive dates of payment, and remaining entitlement at the end of the award period. An award letter is sent to a VA student whenever VA awards or changes the student’s education benefit. The award letter is a good source of information for financial aid purposes.

Certificate of Eligibility (COE)

Letter issued to an applicant showing approval to pursue a stated program of education at a particular institution, the remaining entitlement of the student, and the ending date of the student’s eligibility.

DD Form 214

The Certificate of Release or Discharge from Active Duty that is prepared at the time an individual completes a period of active duty in one of the Armed Forces. Former members of the Public Health Service (PHS) and of the National Oceanic and Atmospheric Administration (NOAA) do not receive a DD Form 214, but they do receive comparable documents that provide necessary information concerning their active duty service. Veterans should be advised to submit Member-4 copy of their DD Form 214 with a claim for VA benefits. A certified copy may also be submitted. A DD 214 can be requested from the National Archives eVetRecs website at

Punitive Grade

A punitive grade is a grade that doesn’t count as earned credit, but is used in determining a student’s progress toward graduation requirements. The common punitive grade is F. Punitive grades, unlike non-punitive grades, factor into the progress standards (for example, GPA or earned/attempted credit standard).

Non-punitive Grade

A non-punitive grade is a grade that doesn’t count as earned credit and isn’t considered in progress standards for graduation. A withdrawal after the drop period is non-punitive if it isn’t calculated into the student’s GPA or it isn’t considered in academic progress criteria like probation and suspension. Non-punitive grades have the same effect as an audit. If a student withdraws after the drop period or completes the term with non-punitive grades, the non-punitive grades must be reported to VA if they change training time.

Certification Restrictions

The College’s Veterans Affairs Office will audit all courses for enrolled students who are eligible to receive benefits. There are restrictions as to the programs and courses for which students will be certified.

  1. Students may only be certified for programs, courses, and terms approved by the state approving agency.
  2. The declared program of study must be the same on both the College’s record and the student’s official Veteran Affairs file. Students must follow the selected program of study and can only be certified for courses that are required for graduation.
  3. Students cannot be certified for an audit course, a course for which they have previously received credit, an online remedial class, or the repeat of an I grade within one year.
  4. Non-punitive grades will be reported to the Department of Veterans Affairs and will affect the previously submitted certification within a given term.
  5. Veteran students must achieve satisfactory academic progress in order to continue to be certified. Unsatisfactory progress must be addressed with an academic counselor before certification can be resumed. Minimum standards of progress are the same as for the general student population. See the section on Standards of Academic Progress/Academic Standing.


A deferment of tuition and fees charges per year is available for veteran students who qualify. The VA deferment due date is determined as follows.

  • Any veteran or other eligible student who receives benefits under chapter 30, chapter 31, chapter 32, chapter 33, chapter 34, or chapter 35 of Title 38, U.S.C., or chapter 106 of Title 10, U.S.C., is entitled to one deferment each academic year and an additional deferment each time there is a delay in the receipt of benefits.

Note: Veteran students requesting a deferment of tuition and charges pending receipt of benefits are entering into a signed loan agreement from the College to assist with educational costs. Educational loans are not dischargeable in bankruptcy. Failure to pay tuition and fees charges may result in disenrollment, a restriction against registration, additional veteran deferments or release of transcripts, grades or diplomas. The debt can be reported to the credit bureau and collection costs assessed. If disenrolled, student’s change in enrollment status will be reported to the Department of Veteran Affairs and can affect eligibility of benefits received.


This section provides general financial aid and Veterans Affairs information only. It is accurate as of the date this catalog was published, but is not meant to be a complete list of all financial aid and VA regulations. If financial aid standards of academic progress are changed, the new requirements will supersede those listed in this catalog. Florida State College at Jacksonville reserves the right to cancel or amend awards based on a change in funding or other reasons specified by federal, state, and institutional policies.

Inquiries relating to benefits should be directed to the Veterans Affairs Atlanta Regional Processing Office (VARPO) at (888) 442-4551.